Frequently Asked Questions
The following questions are often asked and we hope that
the answers given will provide you with the information
that you need to decide upon your loan or mortgage application.
However, we fully realise that everybody's circumstances
are different and that you may have a question that is
not listed. If you have such a question, please use the
email enquiry form, and we will
try to get back to you as soon as possible.
Do you select products from just a few lenders or
from every lender?
A team of product specialists, constantly monitors every
UK lender's loan products, to update the specially devised
database that enables you to search, real-time, for the
loan that is right for you. This exclusive database is
updated daily, with over 60 secured loan products currently
available in the UK.
How do I apply for a loan?
For most of the products, it is possible to apply securely
online via this website. However, there are a number of
products for which you will have to apply directly to
the lender.
Is there any home owner loan or mortgage insurance
available?
Mortgages and loans are major financial commitments and
to help provide you with peace of mind, it is strongly
recommended that you take advantage of the Accident, Sickness
and Unemployment insurance plans available with mortgages
and loans. For some of the best value payment protection
cover on the market, please visit our sister site www.a-payment-protection-website.co.uk
How much will it cost me to apply for a loan?
The information provided by this service is available
entirely free of charge. When you apply for a mortgage,
there may be charges for things such as application fees
with certain products. These costs will be made very clear
to you before you make any commitment for a loan.
What happens after I have applied?
You will be sent e-mail acknowledging the application
submission. We shall then pass the application on to your
chosen provider in order that they may process it. You
will be kept up to date on the progress of your application
via e-mail. Once the Lender is satisfied all requirements
of your application have been fulfilled, your loan offer
will be sent to you and you're appointed solicitor by
post.
Are the A-Secured-Loans-Website.co.uk strategic partners
for mortgages and loans a recognised mortgage company?
Yes. The loan finder on A-Secured-Loans-Website.co.uk
is powered by MoneySupermarket.com, one of the UK's biggest
independent finance companies.
If my mortgage requirements are non standard, can
you help?
In most cases. Almost the full spectrum of mortgage products
are accessed by this service, including loans for the
self-employed, borrowers with County Court Judgements
(CCJ's) or an impaired credit record.
WRITTEN QUOTATION AVAILABLE ON REQUEST. LOANS SUBJECT
TO STATUS. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.
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